We offer an annual health check to ensure that trustees and staff have the correct policies and procedures in place. This will give them the confidence to manage the assets at their disposal. We take time to help those with responsibility for the assets to understand their risks and make better decisions.

Case study

A small housing charity approached Yoke in early 2018 while it considered the next phase of its strategic plan. With £12M of net assets, £30M of housing stock, £2M of cash and a £5M loan, the CEO wanted to engage his Board with the idea of building more residential units and increasing the charity’s borrowing to do so.

As a small team, the CEO had no Finance Director, and instead commissioned Yoke to present a strategic financial review for the Board. Yoke examined the balance sheet, income and expenditure, loan covenants and cashflows and produced a report – in layman’s language - for the trustees, who were not necessarily financial experts, setting out the key considerations with an independent eye. The report reviewed the current level of financial security at the charity (very strong) and supported the CEO’s thesis that a modest redevelopment programme, funded by additional borrowing, would not only be safe but would also help the charity achieve more for its beneficiaries. As a result, the Board agreed to this new strategy and the charity was able to increase what it did for the people it existed to serve.

In addition to providing this corporate financial advice Yoke - as a regulated body - was able to advise on how best to invest the £2M cash fund, and to retender the existing borrowings to obtain a better interest rate and associated terms, a service not otherwise available for this level of borrowing.

What our clients say

“Having initially engaged Yoke to assist with the investment management aspects of the charity and manager selection, this developed into a broader financial governance review. We employed Yoke to assist with cashflow analysis, to help us get a better understanding of the charity’s financial positions and the level of risks we were prepared to take with the cash held. 

Over a period of months, we developed a greater understanding of our financial framework and Yoke were able to assist with the relevant policies to give the Trustees the confidence to make strategic decisions with the charity’s assets. 

We are grateful to Yoke for giving us the clarity to make better financial and investment decisions with the assets we have for short- and long-term beneficiaries."

Trustee, London

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Yoke and Company is the trading name of Yoke Financial Consultants Limited, incorporated in England and Wales (No 10787996) and registered at 6 Normanhurst Road, London, SW2 3TA. Yoke Financial Consultants Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register reference number 826126)
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